With the ‘insic Update’ series of articles, we give you a complete overview of the software required to implement the compliance requirements of German and European regulation.
You can find all articles in this series on our multilingual overview page.
finAPI GiroIdent for immediate online identification via Open Banking
GiroIdent Basis by finAPI offers a cost-effective and efficient way to identify and confirm account holder data.
After registering with SCHUFA IdentityCheck and entering the IBAN, the account holder is forwarded to the online bank login. After authentication with the bank TAN procedure, the identity is confirmed by both the bank and finAPI, ensuring full identification of the user.
GiroIdent Basis is based on the SCHUFA IdentityCheck Premium and can be used as an alternative to the 1-cent transfer with PIN verification.
All transactions are conveniently billed via your insic contract.
Your advantages:
- Real-time confirmation of account holders with maximum reliability
- Over 95% of account holders are confirmed directly through the banking process
- Use of modern technologies of the Open Banking Standard for efficient data verification.
The Open Banking process is recognised by the regulatory authorities and has proven to be highly reliable in practice. User acceptance is continuously increasing.
This is a secure and efficient method for verifying account holders in the market.
Top conversion through:
- Efficient verification completed in just a few minutes
- Scalable verification processes
- Seamless web service and widget integration
- Support for nearly all German banks via finAPI.
Take advantage of our expertise in identity verification with GiroIdent and optimise your verification processes for maximum success!
Quelle: insic GmbH